Be Careful and Avoid These Common Fire Hazards in Your Home!

Be Careful and Avoid These Common Fire Hazards in Your Home!

Every year, The Fire and Rescue Department of Malaysia reports thousands of fire incidents that cause significant damage to homes, establishments as well as injure people dwelling in these buildings. Since fires spread so quickly, it’s important to take precautionary steps like getting home insurance and installing fire extinguishers.

Identifying and avoiding potential fire hazards are also a part of the precautions you’d need to take to prevent fires. Here are three common fire hazards to avoid so your home will remain safe and protected!

Worn out electrical wires

In a world that is getting more and more connected, we rely heavily on our electronic and electrical devices. These devices usually have cables and wires attached to it but they could also become potential fire hazards once the cable insulator is worn out. The inner copper wires could overheat and cause fires when they come to contact with materials like paper or fabric. 

Tip: Check your cables once in a while for any signs of wear and tear. Opt to replace or repair the cables to avoid any unwanted incidents to happen.

home insurance - AIG Malaysia

Unattended stoves and malfunctioning appliances 

The kitchen can start a fire even when you least expect it to. Walking away from your stove while you’re cooking could risk a fire from catching on to a nearby cookbook or dishrag. Besides that, continuously using a faulty kitchen appliance like a microwave or a toaster could lead to sparks and causing fire to a nearby flammable substance.

Tip: A good rule of thumb is to keep away flammable materials from fire, power sources and heating elements. This includes paper towels, cloth rags, oven mitts and even your sleeves!

Smoking carelessly

Not being wary and careful when you smoke cigarettes could do a lot of harm. Smoking in bed could cause the mattress to catch fire. Emptying an ashtray into a bin when it’s still hot could cause the plastic and trash to burn unknowingly. Be wary about the places that you smoke in and also never leave a burning cigarette or pipe unattended.

Tip: When you can, smoke outdoors! It is a lesser risk of hot ash landing on flammable materials. Don’t forget to stub it out properly before disposing the butt into a designated bin. 

Conclusion

Fire is an incident that is entirely preventable if you follow all these steps. While precautionary steps are important, it’s also crucial that you protect yourself, family members and your home against any accidents that could happen. To learn more about how you can do that, click here https://www.aig.my/personal/home-insurance/standard-home-insurance

Digi Malaysia: Postpaid Plan & A lot more

High Speed Broadband Package & A lot more by Digi

The internet of things has been the motive force of today’s economy. Now, the growth of telecommunications made the modern world a practically more compact place. Due to this, you may need a reliable mobile phone network provider who is able to deliver based on your expectations. Nonetheless, the real question is, who might be a superb provider you’re able to have confidence in?

Digi Malaysia has become a pioneer in the local market. Best known because of past campaign “Bersamamu” and the yellow Digi Man simply following customers in ads, Digi brings joy to our lives by stepping up this game that rewards users. They generally have great internet package & other deals to choose from.

If you are searching around to get a mobile prepaid plan, it is strongly advised that you really try Digi out. Since there is no commitment, why not give their prepaid plan a trial and experience very fast mobile data with the 4G LTE network, plus 1000 minutes worth of free call time to Six of your Buddyz.

Digi

Plus, you may also decide to try Digi’s postpaid plan. Should you want to retain your number from other network providers, you can request a network switch, provided all the bills are actually settled. Digi provides the best postpaid plan with free calls, strong internet connection & free data!

Nonetheless, the perfect plan could only be better enjoyed if you possess an excellent phone to accompany. With Digi, you may also select to buy smartphones much like the iPhone 8 for the bargain price. You may as well opt for the Easy Payment Plan to go along with your plan for zero deposit, but this is dependent upon your eligibility.

If you prefer an Android smartphone better, well Digi features the right plan for you as well! Along with a bunch of fantastic smartphones from Vivo, Huawei, not to mention Oppo waiting, Digi means to ensure that you get what you may need. Another advantage worth noting here is that these phones come with a lower price.

Looking for a mobile supply of data but hate to utilize your mobile phone as a tethering device, get yourself internet broadband. Now, Digi comes with the best broadband plan you’ll find in Malaysia with data for the minimum charge. Should you not plan to get tied up, pick the prepaid broadband plan.

Things keep on getting better with Digi when they offer amazing deals for IDD & international roaming. With Digi, you will get roaming to pass any time you visit from either of the listed Fifty nations where you can surf high-speed internet for only RM5 every day. So, you will no longer need a local SIM card overseas.

Last but not least, a brilliant consumer is a fully aware figure out what works best for them. With that said, Digi probably will not rise in popularity over Maxis and Celcom if not for those stunning deals they’ve got for the consumers. Hopefully this time, we can convince yourself to consider Digi as the favored network provider.

RHB Bank: More Than Just Credit Cards & Loans

RHB Bank: More Than Just Loans and Credit Cards

RHB Bank today is one of the primary integrated financial services group in Malaysia. Having the vision to further maximize its business in the SEA region, they have already thus far ventured into 10 countries which comprise of Brunei, Laos, Myanmar, Vietnam, and Singapore, amongst others. To make expansion possible, a wide range of products and services have been provided to consumers to provide for both the personal and business needs.

Creating a savings account or a current account happens to be stapled yet underrated. In order to make certain that account holders will benefit the most from their savings, RHB Bank has provided a very competitive interest rate as opposed to other institutions. Additionally, they’ve already improved the transaction facilities by both adding more ATM and CDM machines in branches coupled with other designated locations and also creating an internet-based banking services platform, RHB Now for their customers.

RHB Bank has been monitoring the trend shift with regard to purchasing from using cash too without cash and has seen that it contributed to a greater demand for credit cards. According to the data collected worldwide and nationwide, many people seem to prefer buying online using a credit card every day. Hence, RHB made the best move by making it very easy for potential consumers to apply for credit cards online and take pleasure from a low-interest rate.

RHB Bank

Knowing there’s also an urgent need to minimize the gap between supply and demand, the Bank took a further leap forward to provide a value-added credit card scheme that gives cashback and quite a few other benefits the account holder can enjoy whilst they go along the way.

Despite that, RHB Bank realizes the reality that offering credit cards and savings accounts commonly are not enough. Presently, acquiring assets like cars and homes will require lots of people to apply for a good loan scheme. Thus, RHB has reformulated its loan structure with the intention to offer the lowest interest rate as is practicable for many different types of loans. Plus, insurance services, unit trust, and also the financial investment can also be made.

For entrepreneurs and corporations, they’ll be able to engage with RHB Bank for corporate banking facilities. Businesses may apply for business loans when they are interested, plus they may also engage in some other sort of corporate banking facilities. As some businesses requested, RHB Bank also offers online cash management services.

There’s one special class of customers which might reap the most benefits from this: the SMEs. The services offered by RHB Bank is likely to make it possible for them to get more capital to develop their business by making a loan application. Alternatively, SMEs within the e-commerce industry might also subscribe to RHB’s reliable retail solutions.

Nonetheless, RHB Bank still keeps its focus on the highly-demanded Islamic banking facilities. This kind of product is especially demanded in countries like Malaysia. So, they’ve offered Islamic corporate banking, Islamic treasury, unit trust, and wealth management that is made available upon demand by either individuals or businesses.

The Bank’s annual brand value grew at the rate of 24% in 2016, and that makes certain that they are in the top five leagues in Malaysia. With the aim to build and maintain a similar rate of growth over the next several years, RHB Bank is deploying significantly more aggressive campaigns and tactics for the customers.

RHB Bank’s Credit Card Online & Many Other Banking Services

RHB Bank’s Financial Solutions: Credit Cards and Much More

RHB is today one of the largest banks with integrated financial services in Malaysia. While they plan to further broaden their market, RHB Bank has tapped into Brunei, Indonesia, Singapore, Laos, Vietnam plus some other countries within the South East Asia region. With the knowledge that one of the most efficient ways to compete is simply by giving extra value to consumers, rhb bank has begun offering multiple banking facilities to both individuals and companies.

Individuals and corporations are free to create their savings and current account with RHB Bank suitably and benefit from reasonably competitive monthly interest rates as they transfer money into their accounts. When they intend to make any transactions online, they can easily make use of internet banking services, RHB Now. For conventional transactions, they’re able to access the ATM & CDM machines in addition to MEPS ATM conveniently for withdrawal.

RHB Bank has been monitoring the shift of trend with regard to purchasing from using cash to the cashless method and spotted that this resulted in an increased demand for credit cards. Based on the data collected globally and nationwide, a lot of people apparently prefer shopping on the web by using a credit card every day. Hence, RHB made the best move by making it easy for potential customers to apply for credit cards online and take advantage of a low-interest rate.

RHB Bank

Feeling the importance to narrow the gap between demand and supply, RHB Bank goes the extra mile and also has begun offering credit card solutions with a wide range of benefits in contrast to other banks, such as cashback reward for cardholders as they start to buy more using a credit card.

Individuals will in many instances want more than credit cards and savings accounts, and RHB recognizes that well. Presently, many have struggled to get a loan to buy assets such as homes & cars. Hence, the Bank began to come up with a loan plan that benefits both parties with the lowest interest rate for various loan types. In addition to that, individuals can also subscribe to many types of insurance plans and make financial investments together with the Bank.

For business entities, RHB Bank can give an exclusive banking solution. Application for commercial loans and corporate and investment banking are amongst the various types of services available. For interested partners, the might also sign up for the Bank’s asset management services.

Small-medium enterprises are amongst those who’ll benefit from the most benefits. They are really welcomed to apply for loans should capital injection is essential when they scale their businesses. In addition, RHB Bank even offers retails solutions to the appropriate customers, particularly those in e-commerce business.

Despite this, the bank has not ever lost attention to Syariah-compliant financial instruments. This is actually largely due to great demand by the people in Malaysia. Understanding that, banking facilities that follow the minimum Syariah requirement which include Islamic treasury, Islamic corporate banking, unit trust, and wealth management services are now being introduced.

In 2016, the Bank managed to expand the growth of its annual brand value by 24%, which automatically makes them the 4th fastest growing banking industry player in Malaysia. As they definitely anticipate the upcoming year’s financial market potential, RHB Bank has begun strategizing to set-up more generative campaigns in the coming years.